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• Article

  Legal certainty of land rights through electronic registration and electronic certificates in Sialang Buah Village, Serdang Bedagai Regency

  Joy Zaman Felix Saragih, Rolib Sitorus, Ricky Banke, Japansen Sinaga, Johanes Parlindungan Damanik, M Arif

  24 Nov 2025 · DOI: 10.55942/pssj.v5i11.947

  170 Views

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  Digital Land Registration Electronic Certificate Land Rights Legal Certainty Rural Legal Inclusion
• Article 2026

  The huge potential of Regional Owned Enterprises (BUMD) in the education sector: Exploring opportunities for local economic and fiscal diversification

  Alif Al Mahdi

  06 Feb 2026 · DOI: 10.55942/pssj.v6i2.833

  96 Views

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  regional owned enteprises public private partnership education Fiscal Decentralization
• Article

  Digital transformation in the financial system: A comprehensive review of the literature on fintech and financial inclusion

  Riani Winarni, Tri Sanatha Wahyu Akbar

  12 Aug 2025 · DOI: 10.55942/pssj.v5i8.479

  1172 Views

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  Fintech Financial Inclusion Digital Financial Systems Financial Technology Digital Transformation
• Article 2026

  Implementation of digitalization of police record certificate or Surat Keterangan Catatan Kepolisian (SKCK) services at the Polresta Mamuju

  Hardiansyah H., Herman Herman, Rahayu Rahayu, Muhammad Irvan Nur'Iva

  02 Apr 2026 · DOI: 10.55942/pssj.v6i4.1707

  26 Views

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  digitization of services implementation SKCK
• Article

  The capital buffer paradox: Strong heterogeneity in profitability determinants between small and over capitalized banks in Indonesia

  Baharuddin Baharuddin, Budi Krisnanto, Abdul Gafar Samalam, Muhammad Rizal

  31 Dec 2025 · DOI: 10.55942/pssj.v5i12.1053

  222 Views

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  bank profitability return on assets capital adequacy ratio loan to deposit ratio moderation over capitalization Indonesian banking